Singaporeans love their credit cards and they use them for all kinds of transactions starting from purchasing groceries to wedding rings. The city is one of the most important financial hubs in the world because of which almost all the leading banks and financial institutions in the world operate in the city. There are many credit card issuers in Singapore and they offer a range of cards that come with dining, shopping, travel and other benefits. Given that there are too many options to choose from, selecting the ideal card can be a daunting task and so you can read about the best credit cards in Singapore and then select a card that suits your needs the most.
1. POSB Everyday Card – If you are looking for a card that will offer you with the best discounts and deals for your day to day purchases, this is the card that you should opt for. You will enjoy a lot of savings as with each transaction, you will get access to discounts and other benefits. The best part about this card is that you will not have to pay a huge amount of money as an annual fee for the card. Even if you do not have a very high annual income, you could still be eligible for this card. The card also offers very attractive interest rates and is undoubtedly one of the best credit cards in Singapore.
2. OCBC FRANK Credit Card – This is one of the most popular cards in Singapore and is available at a low annual fee of under SGD 35. Even if you are not a citizen of Singapore, you can apply for this card as long you are a permanent resident of the city. This card will offer you with cash rebates at a very high rate for travel, dining, shopping and a range of other transactions. As an OCBC FRANK credit card holder, you will also enjoy a range of exclusive privileges and offers that are not available to other customers of the bank.
3. UOB Lady’s Card – As the name suggests, this is a card that has been designed especially for the ladies and comes with numerous features that are very beneficial to the ladies. If you are woman living in Singapore, you can opt for this card and get access to complimentary treatments from some of the best spas in Singapore. These spas include Body Contour, LifeSpa etc. and you can avail a range of treatments at these spas. If you are someone who likes to shop online, you will surely like this card as it offers special privileges for online shopping.
4. CIMB Visa Signature credit card – The Malaysia based CIMB Bank is one of the top card issuers in Singapore and offers a variety of card to choose from to the customers. The Visa Signature card has been designed to offer the customers with cash rebates at a very high rate. In fact, you can earn cash rebates on all kinds of transactions and will be able to save money in the process. The rebate is a type of discount that is applied to the transaction amount when you use your card for different types of purchases. Thus, you can save a lot of money through cash rebates offered with this credit card from CIMB Bank in Singapore.